Solar Finance

Finance Options

At Smart, we take an agnostic approach to procurement by offering flexible finance options to suit your business.

Purple Fractal

You have three major finance options when investing in solar energy: Capital Purchase, Power Purchase Agreement (PPA), and Lease/Chattel Mortgage. For standalone battery energy storage or EV charger projects, select from Capital Purchase of Lease/Chattel Mortgage. Each of these offers different upfront costs, operation and maintenance options, and return on investment.

Capital Purchase

  • Purchase your system outright
  • The fastest avenue for immediate returns
  • Suitable to companies that prefer to own their own system that have access to low-cost capital
  • Customers who are eligible for the Instant Asset Write Off can double down on their investment returns

Power Purchase Agreement (PPA)

  • No capital outlay
  • Lock your energy at a fixed rate
  • The maintenance and servicing of the system is included for the term of the agreement
  • The PPA energy rate is set from Year 1, providing long-term price certainty
  • Slash your operational risk. Ownership and maintenance lies with Smart Commercial Solar
  • Loss in energy generation is covered if the system underperforms

Lease/Chattel Mortgage

  • No up-front cost
  • System often pays for itself through the energy savings generated
  • Spread the cost across 5-10 years
  • Lock in set finance repayments lower than the solar savings
  • Operational risk is carried by you
  • Customers who are eligible for the Instant Asset Write Off can double down on their investment returns
Aerial view of solar panels installed on the rooftop of an industrial warehouse

Why Smart Commercial Solar?

Whether you’re looking to reduce energy costs, reach sustainability goals, modernise your organisation or all of the above, commercial solar is a smart investment for your business.

A solar system can reduce energy costs by 40-50% compared to grid energy rates, and a CapEx investment will deliver 5-year paybacks on an asset with a 30-year lifespan. Better yet, Power Purchase Agreements (PPAs) can provide cash flow positive outcomes from day one, without any upfront capital expense.

Not only is commercial solar good for the bottom line; it’s one of the best ways your business can meet evolving consumer demands, increase its appeal to shareholders and attract and retain a satisfied workforce.

Our Process, Our Approach

With You All the Way

From analysis and feasibility through to construction and ongoing support, we’re here to ensure your business gets the most from its solar investment.

Tailored solutions

We know that there’s no one-size-fits-all approach to solar energy, which is why it’s our mission to understand your unique needs, business goals and investment criteria to deliver the best outcome possible.

Learn More About Our Process

Energy Data Analysis

Solar Feasibility Study

Pre-Sale Engineering

Sales and Finance

Project Management

Quality Assurance


Customer Support

Learn More About Our Process

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Solar Finance Quote

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